Apartment building, Warehouse, Landfield and cet...
Property insurance pays for losses and damages to real or personal property. For example, a property insurance policy would cover fire damage to your office space. You can purchase additional coverages for business property, including:
Boiler and Machinery Insurance
Boiler and machinery insurance, sometimes referred to as "equipment breakdown" or "mechanical breakdown coverage," provides coverage for the accidental breakdown of boilers, machinery, and equipment. This type of coverage usually will reimburse you for property damage and business interruption losses. For example, this coverage would cover fire damage to computers.
Debris Removal Insurance
Debris removal insurance covers the cost of removing debris after a fire, flood, windstorm, etc. For example, a fire burns your building to the ground. Before you can start rebuilding, the remains of the old building have to be removed. Your property insurance will cover the costs of rebuilding, but not of removing the debris.
Builder's Risk Insurance
Builder's risk insurance covers buildings while they are being constructed. For example, a Builder's risk policy would cover losses if a windstorm takes down your partially constructed condominium complex.
Glass insurance covers broken store windows and plate glass windows.
Inland Marine Insurance
Inland marine insurance covers property in transit and other people's property on your premises. For example, this insurance would cover fire-damage to customers' clothing from a fire at your dry cleaning business.
Business Interruption Insurance
Business interruption insurance covers lost income and expenses resulting from property damage or loss. For example, if a fire forces you to close your doors for two months, this insurance would reimburse you for salaries, taxes, rents, and net profits that would have been earned during the two-month period.
Ordinance or Law Insurance
Ordinance or law insurance covers the costs associated with having to demolish and rebuild to code when your building has been partially destroyed (usually 50 percent). For example, your three-story building is 100 years old. A flood destroys the basement and first two stories. Because more than 50 percent of your building has to be rebuilt, a local ordinance requires that the building be completely demolished and rebuilt according to current building codes. Property insurance covers only the replacement value, not the upgrade.
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Lucy Cortez - Whittier, CA, 90601
Every time i wanted to get a policy i felt like i have no clue whats right, whats wrong, am i covered enough or not, i just wanted the cheapest insurance out there and i always found my self paying more then anyone with higher deductible and less coverage, When you girls at LA west hooked me up, i felt like you really wanted to help and its not just to take my credit card and charge me what ever...
I asked around and i know i got THE BEST DEAL in town. Everyone in my office has transferred their insurance to you (Thank you:)
Thanks Maytal and Helen i told all my friends about you xXx.
Henry Tilman - Studio City, CA 91423
3 Years with the same insurance company thinking that im covered until DEC 12 2009 where an Idiot that was talking on the phone hit me in the back, Took so much time until the ball started rolling suddenly no rental no nothing, Then my mechanic told me about the girls from lawest insurance what a blessing. You girls were so nice and thoughtful the price was cheaper in $73 monthly, and there was always someone that know what they are talking about on the other side. unfortunately on March 2010 my neighbor hit my car in our garage and i called in (at 7:00pm)Helen was with me on the phone getting everything ready regardless of the time it took! I had a tow truck and a rental ready for me so i didn't miss a day of work.THATS SERVICE RIGHT THERE. Thank you so much.
Igor Shadakian - Glendale, CA,
You asked me to send you my own testimonial for your record i didn't know what to write other then the price is right, your always there, and im happy with service Thank you.
Tania Borasho - Reseda, CA
Ohh god where to start i guess many thanks will be good LOL
my husband used a friend of his for so long until he got his DUI and that"friend" told us that no insurance company wants to insure us anymore so i searched online and started calling and a girl that answered the phone was so sweet so we started chatting and i told her about our situation, when she said don't worry i was still sceptic but after 10 min she found a formula that fits us emailed us the paper work we emailed back and "Taddaa" i don't need to drive him to work every day:) she got us insured we almost lost faith. THANK YOU SO MUCH YOUR THE BEST.
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